Congratulations, on buying your first home!

One important consideration when buying a home is to make sure that you have adequate homeowners insurance coverage. Gulf Coast Educators Insurance offers a variety of homeowners insurance policies at competitive rates. Our experienced insurance agents can walk you through a homeowners insurance policy and help you find the perfect coverage for you and your family. We offer great savings on homeowners insurance.

Home insurance policies cover both the exterior and interior of your home. Our insurance agents will need to know what type of home you are buying, how your home was constructed, the square footage of your home, the year your home was built, and where your home is located. Our seasoned insurance agents can explain all of the different aspects of a homeowners insurance policy such as what a deductible is, what liability coverage consists of, replacement cost, and actual cash value. Our agents can also discuss adding riders to your homeowner’s insurance policy to cover specific items such as jewelry.

First-time homeowners are often unaware that there are certain factors that can make a home more expensive to insure. For example, owning a trampoline or pool can increase the cost of your homeowners’ insurance policy. A bad credit score, living in a high crime area, and living in a flood zone can also be factored into a higher homeowners insurance policy.

Gulf Coast Educators Insurance is the best agency for insurance in Southwest Florida.