Welcome Back To Florida

Gulf Coast Educators Insurance welcomes back snowbirds


Are you considered a snowbird? Do you own a home in Florida and one elsewhere that you retreat to in the Summer months?

Our team of home insurance agents offers tips for making sure both your homes are safe and secure, especially the home that will be vacant for the next few months.

When leaving your home to return to Florida, consider these things:

•Consider a home security system and arm it when you go
•Have the landscape maintained
•Have a trusted neighbor check on your home
•Forward the mail and stop newspaper delivery
•Unplug appliances that aren’t being used so they don’t drain energy
•Turn down the thermostat
•Turn off your water heater
•Turn off your water
•Consider installing a sump pump if you have a basement
•Don’t post plans on social media
•If you get snow consider hiring a plow company to keep your driveway maintained so your home looks lived in

The Sunshine state welcomes you back, now that you are back to your Florida residence you may want to review the following:
•Check the inside and outside of your home for any mishaps that may have occurred while you were gone (i.e. broken windows, water damage, tree limbs on your roof, etc.)
•Check for water spots
•Check for mold
•Check the roof for leaks
•Trim your bushes

The summer storms in Florida are a nuisance for homeowners. Water damage can be unreal especially if your home is near a lower lying area.

These are a sample of tips of what to do when leaving one home and returning to another for the winter. Gulf Coast Educators Insurance also encourages you to check your insurance policies. Do you need to update your auto insurance policy to cover driving in Florida? Does your home insurance need to be updated?

Gulf Coast Educators Insurance has experienced insurance agents available to help you with your insurance needs. Come in and have your policy reviewed. We have three convenient office locations available: Naples, Port Charlotte, and Fort Myers. To contact an insurance agent at our Naples location, please call 239-591-0963, for our Port Charlotte office call 941-391-5423 or in Fort Myers office call 239-997-0420.

Our team of seasoned agents can offer you the best homeowners insurance in Naples, Port Charlotte and Ft. Myers.

We look forward to helping you!

Home Office Business Insurance

Do You Work From A Home Office?

Have you ever heard the expression, “when it rains, it pours”? This means that when something goes wrong, a lot of things go wrong. This expression could apply to any business that you are running out of your home. No matter if your hobby has blossomed into a home based business, you sell items for extra income, or use your computer and phone to run a business, you need to make sure that you have an insurance policy to cover loss and damage.

Have you considered what would happen if the items that you store in your home that you sell for extra spending money were damaged due to a fire or flood? What happens if they are stolen? What if you use your computer for your home based business. What happens if your computer, printer, scanner, file cabinets, or office supplies were ruined due to fire or water or even worse, stolen? Does your homeowners insurance cover these items or not?

These are all very important things to consider when you work from home. Does the company you work for cover any loss due to fire, flood, or other? Different organizations may work it differently. If you are self employed and lose your computer, files, inventory, etc. does your homeowners insurance policy cover your loss? A licensed insurance agency will help you to understand what is covered and what is not.

At Gulf Coast Educators Insurance we encourage you to contact your insurance agent to find out what happens if your home office is destroyed or damaged. Our highly trained agents would be more than happy to discuss your insurance policy and its coverage with you. We have three insurance office locations so we are sure to have an office near to you. To contact our Ft. Myers office, please call 239-997-0420. To reach our Naples office, please call 239-591-0963 and our Port Charlotte office can be reached at 941-391-5423.

Having insurance to cover loss of items needed to run your business is highly important. How would you replace your computer, printer, or items that you sell for profit if they were damaged or stolen? What about the time and business you would lose if you had no insurance and had to cover all of these items out of pocket. Would you be able to afford it?
Gulf Coast Educators Insurance is the leading agency for insurance and financial services in Southwest Florida. Along with issuing and/or reviewing your homeowner’s policy, we can also help you with all of your insurance needs. For more information about homeowners insurance and what exactly it covers, please review our website. We look forward to helping give you peace of mind regarding your homeowner’s insurance coverage. Please visit online or give us a call at one of our three conveniently located offices. For the best homeowners insurance agency near Ft. Myers, Naples and Port Charlotte we invite you to call us! We know that we can help you!

Halloween Home Protection

Protect Your Home On Halloween

Will you be home on Halloween? Protect your investment and leave some lights on! Trick or treaters nationwide will hit neighborhoods for treats galore, will you answer your door? We have some tips for you if you choose not to participate and answer your door:

1) don’t leave your porch light on – usually this indicates that you are welcoming trick or treaters
2) do park a car in the driveway so it looks like somebody is home
3) leave interior lights on and television on so it appears people are home in the event you are not
4) if you do welcome trick or treaters be sure to keep your family pets inside, don’t let your dog(s) be the first to greet

One option is to sit in your driveway and greet your Halloween guests and pass out candy. Maybe make it a neighborhood affair!

One note of caution is if you have Halloween decor and any electrical decorations keep the cords away from where guests will walk. Avoid trip hazards! The holidays are coming fast and furious so take care and take proper safety measures to protect your home! If you need home insurance help or a free quote please feel free to contact one of our three insurance offices in Southwest Florida. All of our insurance agents can answer your questions and give you the best home insurance quote. Contact us today and let us protect your home!