Labelle: 863-336-2550 | Fort Myers: 239-931-5316 | Naples: 239-591-0963 | Port Charlotte: 941-391-5423 Keys: 305-928-6190

An Independent Horace Mann Agency

Our Insurance Agents

Meet The Gulf Coast Educators Insurance Agents

Ron Defreitas

Ron DeFreitas

As the business owner at Gulf Coast Educators Insurance; my goal is excellence for our clients and my employees. I want to ensure I meet the needs of my clients insurance and financial goals. I’m a seasoned veteran in the financial services industry. I enjoy playing and watching baseball. I get the most pleasure by spending time with my wife Lucinda and our two kids Victor and Liliona.

Lucinda DeFreitas

Lucinda DeFreitas

I enjoy working in all aspects of Gulf Coast Educators insurance from marketing and meeting our clients insurance needs.   I enjoy being able to work along side my husband Ron and spending time with our two children.



I’m a seasoned veteran in the insurance industry since 1996. My passion is mostly in the property and casualty lines. I’m bilingual and I am the Office Manager for the Naples branch.I enjoy reading romantic and crime novel books and watching comedy or action movies.



Paul joined Gulf Coast Educators Insurance, A Horace Mann Company in January 2014 after receiving his Insurance license from the State of Florida. He was born in Fort Myers, and attended Orangewood Elementary, Fort Myers Middle and graduated from Fort Myers High School. He is the father of three boys and has been married for 20 years. He is very active in the community. He coaches his children’s basketball, flag football and soccer teams. He also enjoys volunteering at his children’s schools . After owning several small businesses in the area, he decided it was time for a change and started his insurance career.


My name is Dorothy, I’ve been in the insurance industry for over 10 years. While others search for their dream job, I’ve been fortunate to find my dream career. Through this business, I have been able to grow as a business woman setting myself apart from the crowd while helping others achieve their financial goals. With my expertise and knowledge I’ve been able to help many protect their futures. As your agent, you become my number one priority and part of our family. My future goals are to further my education and continue to assist others in achieving financial freedom while expanding their insurance knowledge.


I was born and raised in Southwest Florida and can’t imagine living anywhere else. I have been in the insurance industry for 20 years and always strive to provide friendly, professional service to my clients.


Hello, my name is Tara. I’m a fifth generation native to Lee County. I am a licensed agent that has been in the insurance industry for 14 years, assisting clients with their property, auto, life, and retirement needs. I strive to provide excellent service and build relationships with my clients. I’ve been married to my high school sweetheart for 7 years, and we have a 5 year old son and a 10 year old Black Labrador. Outside of work I enjoy reading, fishing, and boating in the Gulf Coast area.


My name is Yani short for Yanexi and I was born and raised in Cuba and am a first generation immigrant. I’m a fully licensed agent and have been working in the insurance industry since 1992. I enjoy assisting customers to protect their assets and I consider myself as an insurance educator helping clients to understand their needs as well as developing a plan for their protection. I strive to provide excellent customer service and form a long-term relationship with my clients. I have two kids 22 and 13 and outside of the office I enjoy the outdoors and reading.