Thanksgiving Travel Safety Tips

Off To Grandma’s House You Go?

Are you heading out on the roads for Thanksgiving this year? Gas prices are low, the weather in Florida has been nice, and turkey dinner beckons. Gulf Coast Educators Insurance wants you to be safe while on the roadways this Thanksgiving. Here are a few tips on preparing for your road trip to “grandma’s house” this year.

•Prepare ahead of time. Map out the route in advance and factor in extra travel time due to the abundance of people driving by car for their turkey dinner
•Check your vehicle to make sure the tires are properly inflated, the car is oiled, the gas tank is full, and all maintenance tasks have been performed
•Stay safe by wearing your seat belt and have children in car seats
•Slow down and be prepared for delays
•Take frequent breaks and switch drivers if you need a rest
•Move over a lane for emergency vehicles (i.e. police) when traveling I-95, I-75, I-4 or other major multi-lane highways and interstates
•Don’t use cell phones or text while you are driving
•When you stop for a break, keep all valuables in the trunk or covered and lock your car when you leave it

Gulf Coast Educators Insurance wants you to have a very happy Thanksgiving. Obeying the rules of the road, maintaining your car, and being prepared for delays helps ease the stress of travel. Make sure that your car insurance is up to date and that you have enough coverage.

Gulf Coast Educators Insurance offers a variety of auto insurance products to Florida residents. Insurance policies can be obtained for cars, trucks, motorcycles, RV’s, campers and more. So no matter how you get to grandma’s house, be it on a motorcycle, car, or in a RV, Gulf Coast Educators Insurance will make sure that you have all of the auto insurance coverage that you need.

Auto insurance is necessary to protect you and your vehicle in the event of a car accident, theft of your vehicle, or vandalism to your vehicle. There are various policies available that offer different coverages and deductibles. To learn what policy works best for you, please contact us.

We offer 2 locations in southwest Florida to help with your auto insurance needs. Our knowledgeable and experienced insurance agents can help you review or obtain an auto insurance policy. To speak with an auto insurance agent at our Naples office, please call 239-591-0963, or for our Ft. Myers office please call 239-997-0420. We offer the best in auto insurance rates. Happy Thanksgiving!

Affordable RV Insurance

Gulf Coast Educators Insurance offers insurance policies for a variety of RV enthusiasts! We offer coverage for campers, travel trailers and motor-homes. We are happy to insure Class A and Class B motor homes as well as Class C units. There are many things to consider when purchasing your RV policy.

A sample of the questions that we are frequently asked at Gulf Coast Educators Insurance include:
•How much does RV insurance cost?
•What type of insurance do I need for a motor home?
•Does RV insurance cost more for a Class A or a Class B motor home?
•Is a travel trailer less expensive to insure than a motor home?

Another consideration is whether you are using your RV as your home or purely for recreational purposes. Do you need homeowners insurance instead of RV insurance? We encourage you to call our office to understand what type of RV insurance will meet your needs and offer the maximum protection.

An insurance policy that covers your recreational vehicle provides peace of mind in case of damage, fire, theft, or an accident. Damage can occur while traveling, while camping, or even while your rig is parked at your home. Don’t leave it to chance, get your travel trailer, RV, camper, or motor home insured!

Gulf Coast Educators Insurance, a Horace Mann Company, offers competitive rates for your rig. We offer a free insurance quote. To discover how much you could be saving, please contact any of our three convenient Southwest Florida locations. To learn more about RV insurance or obtain a free quote, call our Naples office at 239-591-0963. To reach our Port Charlotte office, please call 941-391-5423. To find out how much you could be saving on RV insurance, contact our Fort Myers office at 239-997-0420.

Our knowledgeable and experienced RV insurance agents are available Monday through Friday. They are happy to answer any questions that you may have about RV insurance and its coverage. Please give us a call today for your free RV insurance quote.

New Carriers

Naples, Florida Insurance Agency Adds New Carriers

Gulf Coast Educators Insurance offers a vast array of insurance and financial services for residents in Naples, Port Charlotte and Ft. Myers. We are locally owned and operated. Our offices have experienced agents that offer affordable, quality insurance and financial service products.

To enhance our services, Gulf Coast Educators Insurance has added three additional carriers to our line: Epic, Edison, and Chubb. These three carriers all have high ratings for service and quality. We chose them to offer a quality product at a competitive rate for our customers. A partnership with these companies helps to insure that our customers have a variety of options when choosing their insurance.

Gulf Coast Educators Insurance works hand and hand with our clients to create a customized homeowners insurance policy that works for them. Each client has different needs and wants. Our qualified insurance agents are available to review an existing policy or create a new policy to meet a client’s needs.

Gulf Coast Educators Insurance offers homeowners insurance for those that own a home, condominium, town house, or rent an apartment. We highly recommend that everyone carry a homeowner’s policy to protect their home and belongings. Renters insurance is important since it protects a renter in the event their apartment is damaged or their belongings are stolen.

Please contact us at one of our three locations: Naples, Port Charlotte, or Fort Myers to schedule an appointment for a homeowner’s insurance review or policy. To make an appointment with our Naples office, please call 239-591-0963. To reach an insurance agent at our Port Charlotte office, please call 941-391-5423 or to schedule an appointment with our Fort Myers office, please call 239-997-0420. We are happy to help you find the best home or property insurance coverage for your needs. Please give us a call today!

Have You Checked Your RV Insurance Policy?

Packing for that family vacation? Don’t forget to check your RV insurance policy before you leave!

School is soon getting out for many Floridians. Families will take to the roads this Summer and tow their RV’s, campers, 5th wheels and drive their Class A or Class C motorhome to destinations all over the United States. It’s exciting to pack the camper, buy the food and talk about your pending trip on social media but what most people forget to think about is their insurance policy. Your RV insurance policy is probably the most essential piece to your vacation.

Accidents can happen not just from the error of another driver but from that of you. So often we hear of family’s leaving for vacation and they stop to fill up for gas and on their way out of the gas station their RV gets caught up on a gas pump. This type of accident detains vacationers for hours and if you don’t have the right RV insurance coverage you might as well call it a day.

There are a variety of RV insurance policies available for trailers, campers, RV’s and boats. Some of the policies can also include roadside assistance. Another common “accident” is when drivers accidentally back their rig into a tree, a picnic table or post at the campsite. This can happen so easily especially in tight campgrounds where it’s tough to back in your rig or if you are arriving at night. At Gulf Coast Educators Insurance we encourage our clients to have a “spotter” in the back and if it’s at night have a flashlight handy. These are simple suggestions but you would be surprised as to how common it is for drivers to back their campers into inanimate objects!

Our camper insurance agents are here to help. We hope you will review your insurance policy on your camper, Class A, B or Class C motorhome before you hit the road this summer. No matter how often you use your rig be sure you know what’s covered. We invite you to call us at any of our three locations in Southwest Florida, we will review your policy with you at no additional cost. Happy Travels!