New Year – New Insurance Policy

3, 2, 1, Happy New Year!

Out with the old year and in with the new year. Now is a great time to review all of your insurance policies. Gulf Coast Educators Insurance can help you with all of your needs whatever they may be.

Do you need to update your homeowners insurance policy to cover new high ticket items that you received for the holidays? Did Santa bring you a new car, boat, motorcycle, golf cart, or RV? Did you experience a life changing event such as an engagement, wedding, or birth of a child? All of these items and events require different types of insurance policies.
Gulf Coast Educators Insurance offers many types of homeowners policies. Our agents highly recommend that all homeowners carry a homeowners/property policy. This policy might need to be updated due to the addition of costly electronic items. Our agents would be happy to review your policy with you and see if there any additions that need to be made.

We also offer condominium, renters, and flood insurance. If you moved over the holiday you will want to make sure that your new home is covered. If you are now renting an apartment, it is best to obtain renters insurance to protect yourself from loss or damage to your belongings. Rental coverage provides personal property protection, family liability protection, and additional living expenses. Gulf Coast Educators Insurance offers affordable rental insurance.

Were you lucky enough to receive a new car, boat, motorcycle, golf cart, or RV over the holidays? Gulf Coast Educators Insurance offers a variety of auto policies. If you are now the proud owner of a new (or used) car, motorcycle, or RV, it is essential to obtain the best auto insurance. We can help you obtain the right auto policy for you.
While everyone knows that autos and motorcycles need coverage, many people are unaware that you can also obtain coverage for boats and golf carts. In fact, we highly recommend that you do have insurance coverage for these vehicles.

Accidents can happen while boating but can also happen while toting your marine vessel behind your car. Gulf Coast Educators Insurance boating policies are offered for all types of boats such as cruisers, pontoon boats, and small run-abouts. Boat insurance offers peace of mind while in the water and while towing your boat.

Golf carts are popping up more and more in communities. While driving and riding a golf cart can be a fun method of transportation, it can also lead to accidents. The golf carts can flip over, run people, pets, or objects over. We recommend purchasing insurance to protect yourself from any claims that involve your golf cart.

Maybe you became engaged, got married, or welcomed a child into your home in the past year. All of these life events require an inventory of your current life insurance policy to make sure that you have adequate coverage.

Gulf Coast Educators Insurance would be happy to review your current policy and see if any adjustments need to be made. Gulf Coast Educators Insurance is here to help you with all of these life events. We invite you to contact any of our offices to consult with our experienced agents. You can reach our Naples office at 239-591-0963. For our Port Charlotte office, please call 941-391-5423. Our Ft. Myers agents are available at 239-997-0420. We look forward to helping you with all of your insurance needs. Please call us today and Happy New Year!

Have You Checked Your RV Insurance Policy?

Packing for that family vacation? Don’t forget to check your RV insurance policy before you leave!

School is soon getting out for many Floridians. Families will take to the roads this Summer and tow their RV’s, campers, 5th wheels and drive their Class A or Class C motorhome to destinations all over the United States. It’s exciting to pack the camper, buy the food and talk about your pending trip on social media but what most people forget to think about is their insurance policy. Your RV insurance policy is probably the most essential piece to your vacation.

Accidents can happen not just from the error of another driver but from that of you. So often we hear of family’s leaving for vacation and they stop to fill up for gas and on their way out of the gas station their RV gets caught up on a gas pump. This type of accident detains vacationers for hours and if you don’t have the right RV insurance coverage you might as well call it a day.

There are a variety of RV insurance policies available for trailers, campers, RV’s and boats. Some of the policies can also include roadside assistance. Another common “accident” is when drivers accidentally back their rig into a tree, a picnic table or post at the campsite. This can happen so easily especially in tight campgrounds where it’s tough to back in your rig or if you are arriving at night. At Gulf Coast Educators Insurance we encourage our clients to have a “spotter” in the back and if it’s at night have a flashlight handy. These are simple suggestions but you would be surprised as to how common it is for drivers to back their campers into inanimate objects!

Our camper insurance agents are here to help. We hope you will review your insurance policy on your camper, Class A, B or Class C motorhome before you hit the road this summer. No matter how often you use your rig be sure you know what’s covered. We invite you to call us at any of our three locations in Southwest Florida, we will review your policy with you at no additional cost. Happy Travels!