Labelle: 863-336-2550 | Fort Myers: 239-931-5316 | Naples: 239-591-0963 | Port Charlotte: 941-391-5423 Keys: 305-928-6190

An Independent Horace Mann Agency

Our Insurance Agents

Meet The Gulf Coast Educators Insurance Agents

Ron Defreitas

Ron DeFreitas

As the business owner at Gulf Coast Educators Insurance; my goal is excellence for our clients and my employees. I want to ensure I meet the needs of my clients insurance and financial goals. I’m a seasoned veteran in the financial services industry. I enjoy playing and watching baseball. I get the most pleasure by spending time with my wife Lucinda and our two kids Victor and Liliona.

Lucinda DeFreitas

Lucinda DeFreitas

I enjoy working in all aspects of Gulf Coast Educators insurance from marketing and meeting our clients insurance needs.   I enjoy being able to work along side my husband Ron and spending time with our two children.



I’m a seasoned veteran in the insurance industry since 1996. My passion is mostly in the property and casualty lines. I’m bilingual and I am the Office Manager for the Naples branch.I enjoy reading romantic and crime novel books and watching comedy or action movies.



Paul joined Gulf Coast Educators Insurance, A Horace Mann Company in January 2014 after receiving his Insurance license from the State of Florida. He was born in Fort Myers, and attended Orangewood Elementary, Fort Myers Middle and graduated from Fort Myers High School. He is the father of three boys and has been married for 20 years. He is very active in the community. He coaches his children’s basketball, flag football and soccer teams. He also enjoys volunteering at his children’s schools . After owning several small businesses in the area, he decided it was time for a change and started his insurance career.



I am a licensed agent. I specialize in auto and homeowners insurance, but can assist with most lines of insurance including renters. and commercial insurance. I am from Haiti, but grew up in upstate New York, fluent in both English and Haitian-Creole. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important – your family, home, car, boat, and more. I’m proud to work with a company who’s been serving satisfied educators for over 70 years. Outside of the office, I love spending time with my lovely fiancée Johanne. I’m committed to helping you protect not only what you have today, but to also prepare for tomorrow. I can help you understand how insurance is a part of your “safety net” and a cornerstone to your financial security. Together, we’ll work to evaluate your coverages and select flexible payment options that work for you.



I am originally from the beautiful San Francisco, California. I have two happy little boys who were born and raised on the beaches of Puerto Vallarta, Mexico…without television, video games or commercials during their formative years. It was a life worthy of being envious. But I left it all behind and came back to the states for one reason only….the opportunity for the best education for my children. I firmly believe that building healthy relationships and planting the seed of learning through the education of our young children, will allow them to become productive, responsible and well-adjusted young adults. I am ever so grateful for the educators that help shape and guide our precious cargo. And that is why I am so passionate about what I do here with Horace Mann….helping and serving our community of educators.



My name is Daisy, I was born in San Diego, CA and raised in Florida. I have been in the insurance industry for about a year and have enjoyed every step of it. I take pride in giving our clients the knowledge that they need to recover from the unexpected.


My name is Dorothy, I’ve been in the insurance industry for over 10 years. While others search for their dream job, I’ve been fortunate to find my dream career. Through this business, I have been able to grow as a business woman setting myself apart from the crowd while helping others achieve their financial goals. With my expertise and knowledge I’ve been able to help many protect their futures. As your agent, you become my number one priority and part of our family. My future goals are to further my education and continue to assist others in achieving financial freedom while expanding their insurance knowledge.


I was born and raised in Southwest Florida and can’t imagine living anywhere else. I have been in the insurance industry for 20 years and always strive to provide friendly, professional service to my clients.


Hello, my name is Tammy. I was born and raised in Florida and I have been a Licensed Insurance Agent for 27 years. I have done all aspects of insurance including opening and managing several agencies. I may not always be able to offer you the best rate, but I strive to make sure that you have the proper coverage to put you whole again after a covered claim. I customize each policy to make sure that your assets are properly insured. I’ve resided in Punta Gorda for 41 years and have 2 daughters and 1 granddaughter and grandson. When I am not working, my passion is my horses. I also enjoy spending my time on the boat and fishing.


Hello, my name is Tara. I’m a fifth generation native to Lee County. I am a licensed agent that has been in the insurance industry for 14 years, assisting clients with their property, auto, life, and retirement needs. I strive to provide excellent service and build relationships with my clients. I’ve been married to my high school sweetheart for 7 years, and we have a 5 year old son and a 10 year old Black Labrador. Outside of work I enjoy reading, fishing, and boating in the Gulf Coast area.


My name is Yani short for Yanexi and I was born and raised in Cuba and am a first generation immigrant. I’m a fully licensed agent and have been working in the insurance industry since 1992. I enjoy assisting customers to protect their assets and I consider myself as an insurance educator helping clients to understand their needs as well as developing a plan for their protection. I strive to provide excellent customer service and form a long-term relationship with my clients. I have two kids 22 and 13 and outside of the office I enjoy the outdoors and reading.