New Years Resolution

Have You Set Your New Year’s Resolutions Yet?

Happy New Year from the team at Gulf Coast Educators Insurance! We hope that you had a fabulous holiday season with friends and family. With the most wonderful time of the year in the rearview mirror, it is time to get excited about new possibilities. That is what the new year is all about: the opportunity to have more fun, accomplish what you have always wanted to, and achieve some of your goals. We are excited to help you do exactly that. While making your new year’s resolutions, here are a few things you should consider including:

Retirement Planning

The sooner you begin planning for retirement, the longer your money will have time to grow and the more comfortable you will be. Planning for retirement may seem daunting, and you may even feel like you do not have enough money to do it. In reality, most people can afford to start saving if they start small. We can show you how to do so, and even if that only means an extra $75 a month, your money will begin working for you. We can also review your current retirement plan, including your 403(b) Investment Plan to ensure that it is working for you to the maximum capacity.

When making your new year’s resolutions, you should always include your financial future because of how easily you can impact it with your decisions today. Failing to act is the worst thing you could do, since even small contributions toward retirement can add up to a great deal of money later on.

Protecting Your Family

Insurance allows you to protect your family financially from the disasters you could never anticipate or plan for. There is no way to tell if you will get into a car accident, but if you do, we can make sure you are covered fully. That way, your medical bills will be paid and your property restored. There is no way to tell if your home will be hit by a storm and flooded. Still, we can provide you with flood insurance that will repair your home, replace your belongings, and even pay for you to stay somewhere else temporarily. The types of coverage we offer is vast, so whether you own a home, car, truck, motorcycle, boat, or RV, we can make sure you have the right insurance coverage in place to provide for any necessary repairs or replacement.

Another way to protect your family is to buy a life insurance plan. One of your goals should be to ensure that your spouse and children could keep their lifestyle if you were no longer there to bring home a paycheck. Life insurance can do this for you. It can be there financially when you are no longer able to be.

Make 2016 an Amazing Year!

At Gulf Coast Educators Insurance, we hope you go out and accomplish all your goals this year. Simultaneously, our goal is to make sure you are protected in the process. Call us today to have your insurance policies reviewed or to discuss your retirement goals.

New Year – New Insurance Policy

3, 2, 1, Happy New Year!

Out with the old year and in with the new year. Now is a great time to review all of your insurance policies. Gulf Coast Educators Insurance can help you with all of your needs whatever they may be.

Do you need to update your homeowners insurance policy to cover new high ticket items that you received for the holidays? Did Santa bring you a new car, boat, motorcycle, golf cart, or RV? Did you experience a life changing event such as an engagement, wedding, or birth of a child? All of these items and events require different types of insurance policies.
Gulf Coast Educators Insurance offers many types of homeowners policies. Our agents highly recommend that all homeowners carry a homeowners/property policy. This policy might need to be updated due to the addition of costly electronic items. Our agents would be happy to review your policy with you and see if there any additions that need to be made.

We also offer condominium, renters, and flood insurance. If you moved over the holiday you will want to make sure that your new home is covered. If you are now renting an apartment, it is best to obtain renters insurance to protect yourself from loss or damage to your belongings. Rental coverage provides personal property protection, family liability protection, and additional living expenses. Gulf Coast Educators Insurance offers affordable rental insurance.

Were you lucky enough to receive a new car, boat, motorcycle, golf cart, or RV over the holidays? Gulf Coast Educators Insurance offers a variety of auto policies. If you are now the proud owner of a new (or used) car, motorcycle, or RV, it is essential to obtain the best auto insurance. We can help you obtain the right auto policy for you.
While everyone knows that autos and motorcycles need coverage, many people are unaware that you can also obtain coverage for boats and golf carts. In fact, we highly recommend that you do have insurance coverage for these vehicles.

Accidents can happen while boating but can also happen while toting your marine vessel behind your car. Gulf Coast Educators Insurance boating policies are offered for all types of boats such as cruisers, pontoon boats, and small run-abouts. Boat insurance offers peace of mind while in the water and while towing your boat.

Golf carts are popping up more and more in communities. While driving and riding a golf cart can be a fun method of transportation, it can also lead to accidents. The golf carts can flip over, run people, pets, or objects over. We recommend purchasing insurance to protect yourself from any claims that involve your golf cart.

Maybe you became engaged, got married, or welcomed a child into your home in the past year. All of these life events require an inventory of your current life insurance policy to make sure that you have adequate coverage.

Gulf Coast Educators Insurance would be happy to review your current policy and see if any adjustments need to be made. Gulf Coast Educators Insurance is here to help you with all of these life events. We invite you to contact any of our offices to consult with our experienced agents. You can reach our Naples office at 239-591-0963. For our Port Charlotte office, please call 941-391-5423. Our Ft. Myers agents are available at 239-997-0420. We look forward to helping you with all of your insurance needs. Please call us today and Happy New Year!

General Insurance

Security And The Idea of General Insurance

The need of security brought on the idea of insurance. We as people are always trying to shield ourselves from crisis whether it is the security of ourselves or family, or our possessions. general insuranceInsurance just as its name insures your health, vehicle, and property. General insurance needs come from the facts that all things that matter to you should be insured, if your possessions are insured you are more likely to live a risk-free life. Everything that is a hard earned possession should be insured these items include your personal vehicle, business, property, or anything that can be a financial loss. Health insurance should be taken in to consideration because any health emergency can drain you financially in the blink of an eye. Car insurance is a must. It covers your vehicle damage from theft, accidents, or fire; it would also cover natural calamities. Another general insurance is property insurance and this includes your home. Your home is probably your most priced asset and it should be insured. Insuring your home protects you against burglary, fire, and other risks that could cause harm to your home. If you are in need of general insurance call Gulf Coast Educators Insurance at  239-591-0963, they can help you get reliable insurance when you need it the most.