Wind Mitigation – Home Insurance Savings

Looking For Cheaper Homeowners Insurance In Naples, Ft. Myers or Port Charlotte, FL?

Did you know that you could save money on your homeowner’s insurance policy if you have a wind mitigation inspection? A wind mitigation inspection is a home inspection that determines if a structure can endure through strong winds such as those seen in a hurricane. This inspection looks at different aspects of the construction of a home.

A wind mitigation inspection, in Florida, is usually performed by a licensed general contractor, building contractor, architect, engineer, building inspector, or a home inspector. Gulf Coast Educator’s Insurance offers various discounts on your homeowner’s and property insurance policy if you qualify. Many different types of structures qualify for a wind mitigation review. The various structures that qualify include single family homes, multi-family buildings, commercial buildings, condominiums, and town homes.

There are six different categories of wind mitigation features that can help you qualify for a wind mitigation discount. These categories include:
•a wind resistant roof covering that was installed after March 1, 2002
•roof geometry
•roof deck attachment
•a secondary water barrier
•a roof to wall connection attachment
•opening protection

All of these components are independent of each other and qualify for their own discounts. You need not have all six components in order to receive a discount on your insurance policy. One of our highly qualified insurance agents at any of our three locations can review the results of your wind mitigation inspection and let you know what types of discounts you are eligible to receive. Learn more about wind mitigation.

With hurricane season right around the corner, now is the best time to get a wind mitigation inspection. You can save money and have a safer home by qualifying for the wind mitigation discounts. Gulf Coast Educators Insurance services all of Southwest Florida. Our offices are located in Port Charlotte, Ft. Myers, and Naples. To schedule a wind mitigation review, please call 239-591-0963 for our Naples office, 941-391-5423 for our Port Charlotte office, and 239-997-0420 for our Ft. Myers office. We look forward to being able to help you save money.

2014 IRA Contribution Deadline Is Looming!

The deadline to make an IRA contribution for the 2014 tax year is fast approaching!

Gulf Coast Educators Insurance wants to remind you that April 15th is the deadline to finish up your 2014 IRA contributions. If you do make a contribution between January 1st and April 15th of this year, then it is highly important to specify which year you want your contribution to be applied to. If you do not specify then your contribution will be applied to this year, 2015.

Gulf Coast Educators Insurance can help you with your contribution questions. An IRA is a form of investment where you set aside money for retirement on a tax-deferred basis. Our agents are highly experienced and can explain the different types and the benefits of each IRA. The different types available include: the Roth IRA, a traditional IRA, SEP, and Simple. Don’t go it alone! Our agents are here to help explain all of the ins and outs of each type of IRA available.

Our Southwest Florida insurance agents can help you decide which option of IRA’s will best suit your life style. The government does place limits on the amount of money that you can invest in your IRA each year. Our knowledgeable insurance agents can help you choose the best IRA option for you based on different factors such as when you want to withdraw the money, if you want to withdraw the money tax free and pay the taxes first or if you want to invest the money and pay the taxes when you withdraw from your IRA.

Investing in an IRA can be confusing. Our insurance agents are here to help sort out the benefits of each type of IRA. We are happy to help explain the different IRA options and are here to discuss your investment needs with you. We service all of Southwest Florida, our insurance agents in Naples, Ft. Myers and Port Charlotte are here to help. To reach our Naples insurance office, please call 239-591-0963. To schedule an appointment with our Port Charlotte insurance office, please call 941-391-5423. To contact our Fort Myers home insurance office, please call 239-997-0420. For more information about IRA’s click here for more on our website. We look forward to helping you with your investment options. Let us help tailor the perfect investment option for you. Please call us today!